From Ron Concklin of LRC and Associates

 

Agent's E-Update

 

LTC Underwriting

 

Questions to ask that will allow for a more accurate quote...

 

The more accurate information you provide us with, the more accurate a quote  we can obtain for you.

Medical Condition 1: Diabetes

  • Prospect's Age

  • Onset date of condition

  • A1C Count ** (See below)

  • Fasting Blood Sugar Count

  • Height/Weight

  • If insulin dependant, need amount of insulin units per day.

  • Current tobacco use (type/amount)

  • Prior tobacco use (date stopped)

  • Alcohol use

  • Other Health Conditions

* A1C Count : Glycohemoglobin A1C count measures blood sugar over the last 8-12 weeks.  Medical underwriting needs the results of at least 2 A1C blood tests 3 months apart in the last 12 months to adequately underwrite diabetes..

If the prospect has not seen their MD on a regular basis or had regular lab work done, they may not qualify for insurance.

 

Thank you for your continued support......We sincerely appreciate it.

800-443-5149

www.lrcassoc.com

85 West St. • Spring Valley, NY 10977 • Phone: 1-800-443-5149 • Fax: 1-845-425-9312

Agent's E-Update